Homie Highlight | Phillip Kranefuss

Meet Homie Colorado’s Head of Real Estate, Philip Kranefuss; a real estate veteran who has helped hundreds of people and families buy and sell their homes. The Homie Colorado team wouldn’t be the same without Phillip’s broad expertise and passion for innovation.

Philip’s Background

Philip may not be a native to Colorado, but he is a native to the cold weather. Growing up in Michigan and spending a portion of his collegiate years in Ohio, Philip decided to move to Colorado over 10 years ago after visiting the Rocky Mountains for a ski trip. Having both a history degree and a family history in professional motorsports, Philip worked in the auto racing industry in North Carolina for several years. He worked for various Nascar pit and road crews and was part of the founding team for an Indycar manufacturing startup before switching gears to real estate.

Philip earned his real estate license in 2008 with a vision to start his own brokerage. He launched that brokerage in 2012 and successfully grew the roster to over 130 agents before selling it in 2018. Then, he stepped into a different role as Vice President of a major Colorado title company.

Why Homie?

With a major interest in improving the customer experience in real estate, the timing couldn’t have been better for Philip to join Homie. He’s helped lead the effort to launch the Homie Colorado team in 2020. Philip’s background in IT, sales, title, real estate, and startups allow him to serve the growing Homie Colorado client base. He ensures each and every Homie client has the best experience possible.

Join the Disruption

If you want a career you love, want to help change the lives of others, and want to join a company in disrupting the real estate industry, check out careers at Homie!

Want to learn more about what Homie real estate agents do for their clients? Click here.

Connect with Phillip on LinkedIn

The post Homie Highlight | Phillip Kranefuss appeared first on Homie Blog.

Source: homie.com

Locking vs. Floating Your Mortgage Rate

To mortgage folk across the country, it’s an age-old question: “Lock or float?” It’s a question loan officers and mortgage brokers get asked on a daily basis, often over and over again by panicked borrowers and first-time home buyers. And it might just be the most important answer a homeowner will come up with during [&hellip

The post Locking vs. Floating Your Mortgage Rate first appeared on The Truth About Mortgage.

Source: thetruthaboutmortgage.com

18 Reasons to Refinance Your Mortgage

There are many reasons to refinance your mortgage, some obvious and some a bit more obscure and/or different. I figured I’d compile a list of the many reasons I can think of to refinance. Some of the situations are complete opposites of one another and will depend on your unique financial goals and/or risk appetite. [&hellip

The post 18 Reasons to Refinance Your Mortgage first appeared on The Truth About Mortgage.

Source: thetruthaboutmortgage.com

Homie Highlight: Ben Ellis

Title: Buy Team Lead

As a buy team lead in Utah, Ben not only helps his clients find their dream home, but he helps his Homie team members do the same for their clients. Ben has been working in real estate for 14 Years, so he has the experience to get the best deal on the best home for his clients. He closed over 45 deals in the last calendar year alone.

Ben’s Background

Ben was born in Connecticut and raised mostly in Orem, Utah. As a kid, Ben liked to act in plays. He performed at Hale Center Theater and the Valley Center Playhouse, and he was even in an episode of “Touched By An Angel.” Ben met his high school sweetheart when they were in a play together, and now they’re married. Ben is a self-described roller coaster junkie, and he loves traveling to amusement parks with his family.

Ever since he was in high school, Ben wanted to work in real estate. He got his start building spec homes. After the ‘08 market crash hurt the business, he transitioned to flipping homes, “before it was cool,” as he says. Ben got his license in 2017. He saw the highs and lows of real estate. The highs, families loving the homes he remodeled and neighbors thank him for improving their communities, made it all worth it.

Why Homie?

Due to an influx of competition and decreased access to capital, Ben decided to stop flipping. However, he wanted to stay in real estate. Ben started seeing Homie ads everywhere. He had always seen Homie as the competition, but he decided to check it out and apply anyway.

Once he joined Homie, Ben finally caught the vision. On day one, he had his first tour, and it just clicked. He wasn’t under pressure to sell, and the client wasn’t under pressure to buy. The Homie experience was easy for him to sell. He could relax and be himself.

When asked why he loves working for Homie, Ben said, “Homie takes care of me.” Because of that, he can better take care of his buyers. He likes that he can continue to take advantage of all of the opportunities in real estate. Now, Ben uses his past experience to educate buyers. He’s seen the best and the worst of real estate, and he can share that with them. Ben’s favorite thing about the job? Taking pictures with clients on the doorstep of their new home.

Join the Disruption

If you want a career you love, want to help change the lives of others, and want to join a company in disrupting the real estate industry, check out careers at Homie!

Want to learn more about what Homie real estate agents do for their clients? Click here.

Read other Homie stories:

Homie Highlight: Erin Gordon
Homie Highlight: Phillip Kranefuss
Homie Highlight: Mark Oliver
Homie Highlight: Creed Nielsen

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The post Homie Highlight: Ben Ellis appeared first on Homie Blog.

Source: homie.com

10 Reasons Why You Can’t Refinance Your Mortgage

With mortgage rates so low, just about everyone and their mother has at least inquired about refinancing their mortgage lately, whether it’s to obtain a lower interest rate and/or tap into their newfound equity. There are actually many reasons to refinance a mortgage, some you may have never considered, so it’s important to ensure you’re [&hellip

The post 10 Reasons Why You Can’t Refinance Your Mortgage first appeared on The Truth About Mortgage.

Source: thetruthaboutmortgage.com

Why You May Want to Switch Mortgage Companies

Loyalty? Not in the mortgage business. That is, if you actually want to save money on your home loan. A few years back, an HSBC survey revealed that 52% of U.S. homeowners “switched providers” (sorry, they’re British) when obtaining subsequent mortgages. This was mainly driven (53%) by the desire to get a better deal, aka [&hellip

The post Why You May Want to Switch Mortgage Companies first appeared on The Truth About Mortgage.

Source: thetruthaboutmortgage.com